M12 Mortgages Ltd lends up to 85% loan to value on residential properties in urban and suburban areas in Ontario.

M12 Mortgages LTD will consider the following:

• We offer 1st & 2nd mortgages
• New construction purchases using appraised value (case by case)
• Rent to own (case by case)
• Self-declared income letters with no supporting documents
• Soft or poor credit with an explanation
• Discharged Bankrupts – no waiting period
• We will consider mortgages to people who are in a credit proposal
• NO GDS & TDS calculations
• In arrears with an explanation and a plan to move forward
• Property must be marketable
• Must be appraised by a M12 Mortgages LTD approved appraiser
• Common sense approach to lending
• We will Lend on Farms, and Mixed use Commercial Properties

Send Deals to:
deals@m12ltd.net or Call 416-778.1914